From the photographer's commentary, "she is talking on a cell phone while swerving and navigating through this busy intersection and it doesn't bother her at all."

This part is just like the U.S. People here aren't bothered at all by the fact that they're swerving through busy intersections while talking on cell phones either. I must admit though that I'd rather be hit by a woman riding a bakfiet than a woman driving an SUV.