Some places do zero interest for 12 months... If that's what's being offered I "might" consider it, but only if I had the cash on hand earning interest and make sure you pay it off or else you'll be paying 22+% interest on the entire purchase including all the back interest for the previous 12 months. That's how they get people, BTW. Lots of people figure they can just pay it off in time and then don't and then they get screwed on the interest. Don't miss a payment or be late even one day, one time either... Same thing will happen.