Originally Posted by
Propofol
...Because financing a luxury item when you can't afford it is always a bad idea?
What if you're out "riding hard" on your first ride and crash/total your newly financed $10k bike? You really want to be upside down on something like that? Now you're not riding and enjoying an expensive bike, AND you're paying for the privilege of doing so.
Ding ding ding!!!!! We have a winner. You should not only not buy a bike you cannot afford to pay for, you should not buy a bike you cannot afford to replace if necessary.