Perhaps we could analyze this for a neutral perspective...? From one viewpoint Propofol feels that though experience of his own and the advice for highly educated financial advisers that are not sponsored, the advice you gave could cause an individual to enter into a financial agreement that would put him at a higher risk of personal debt overload. Perhaps he has a personal experience that was painful or extremely stressful and is upset that you would give that advice casually.

From StanSeven's perspective... there are accurate facts and less biased opinions on this forum... the 41... ... ... I got nothing else.