Originally Posted by
rmr1923
yes, they should decide how to spend their own money. the problem is, you're suggesting that it's ok to spend money they don't yet have on something that's not a necessity. that's your opinion, and you're certainly entitled to it, but it's my opinion (and that of others) that it's a terrible decision to finance a bike.
What I'm suggesting is people should weigh the impact of their decisions first. To many people, financing a bike makes perfect sense. If it gets them out riding when they otherwise wouldn't, that's a good thing and likely worth the financing cost.
Just so you understand, not only did I not finance my latest bike but I got $150 from American Express to purcahse it then I paid the bill off