Originally Posted by
StanSeven
If it gets them out riding when they otherwise wouldn't, that's a good thing and likely worth the financing cost.
not trying to pick on you, but I hear this rationale a lot on BF and it really bugs me. If buying something expensive is the only thing that gets you out and riding, you need to change something else and learn to be happy with less. That new bike feeling will be gone again in a few weeks or months no matter how much you spend.