Tire recommendations: 25 or 28 mm Schwalbe Marathon Plus. Increased rolling resistance, but really superior flat resistance. Other brands/models may be just as good or better, however this product has worked for me very well for over 4 years.
My commuter rig is a 2 bike system. A multi-geared 'loaded' 2x9 CX bike w/rack, trunkbag, panniers,full coverage fenders etc. and a fg w/a seatpost rack/trunkbag combo and SKS Raceblade fenders. Both have a Niterider Mi-Newt cordless 150, Sette Glo HL and 3 Sette 316 rear blinkies. The fg and the multi-geared have 25 and 28 mm SMPs, respectively.