Tough break, Nelson. I forgot to close the straps on my Carradice bag one day and lost my wallet, eyeglasses and other gear on my ride home. I realized what I had done about halfway home and backtracked all the way to my office. On the second return trip, I found several cards from my wallet scattered along the side of a very busy road, so that apparently is where the stuff fell out, but didn't find my glasses or wallet. When I got home, I immediately called my credit card companies, and someone had already charged $500 worth of electronics equipment on my VISA card -- all within about about 1 hour of when the stuff fell out. I double-check my seatbags now.