Well, I match two of the five attributes of the OP and only rode a little over 5,000 miles last year while still working. Now retired, I hope to ride more miles than last year, especially now that I got an N+1 (should be riding it on Tuesday).
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HCFR Cycling Team
Ride Safe ... Ride Hard ... Ride Daily
2017 Colnago C-RS
2012 Colnago Ace
2010 Giant Cypress