Old guy herewith single speed crank and coaster brake mentality. I have A Schwinn Avenue Hybrid with V or linear brakes (semantics I guess), and one of the rear [pads drags. I have removed wheel and it is straight, moved springs to upper limit holes, loosened the cable adjust barrel fully out and then released 5 MM pinch bolt. I grip the pad arms together so the pads almost contact the rim (pads are straight on rim), pull cable up and tighten pinch bolt and then turn barrel adjuster full in but, now I cannot contact rim with pad even if I turn the set screws fully in. I definitely need help, and yes I have visited Sheldon Brown's site as well as You Tube tutorials and still I am lost.

As they down South, HEP!