I feel your pain. I am now in foreclosure on a house which was once my residence but recently has been rented to a single mother and four children. To make a very long story short...it turns out that this woman (and her husband who I did not know existed--he was in jail) is a long time scammer and she "squatted" in my house for 7 months without paying rent. I couldn't pay the mortgage. Sold a very collectable Ducati to try to stay afloat. But in CT the housing laws seem to favor the renters to such a degree that I am about to lose my house. And, she is "judgment proof" according to my lawyer. She has, so far, cost me over $15,000, most of which is now my debt since I live paycheck to paycheck. I have confidence things will get better but, like you, there's no new bike (or anything else) in my near future.