"No stealth camping in towns."

This is actually one of the best places. A lot of bicycle routes follow roads that are heavily populated, or have farm land. There may be wilderness a few miles away, but the nice roads are there to serve human needs. People do not like you setting up on their property without asking, while towns have all kinds of place that do not belong to anyone in the area. Ravines, abandoned lots, parks. Few people actually think of camping in such places. Certainly during the week there are unlikely to be parties, etc...


"There is a 50/50 chance of finding a suitable spot to camp whenever someone opts to stealth camp."

It's 100% anywhere.

"If someone finds a spot:

60% - gets a good night's sleep
30% - gets a bad night's sleep, which reduces the number of miles they can ride the next day."

I think that can be the case wherever you camp, I don't think stealth camping is any worse. Government parks are the worst for me, there is zero at night supervision, and there is always someone who stays up all night talking, or playing drums, or getting drunk.


"10% - they get "rousted" forcing them to spend the night in a (nearby) motel for $40+ and invokes a point penalty."

That is pretty much zero percent. Remember there are people who camp creatively and never pay. But stealth camping involves the element of stealth. Unless you are really stupid nobody will know you are there, or even care to consider the possibility.

"Independent of the above odds, there is a 10% chance that an animal gets any food they are carrying on their bike."

Again, near zero. Campsites have animals that are used to handouts. Stealth camping, the animals have no routine that involves depending on cyclist, for the most part. One of my main points when stealthing is to think counter to what I think a person would do. If one is on a well traveled route, there are a series of obvious things that happen over and over. People will be looking for stealth cites in similar places. They may prefer to walk downhill, or towards water, whatever. Do the opposite. So even on well traveled routes you should avoid socialized animals.