I'm glad you're OK too.

Please don't be in a rush to settle with the insurance. I hope you went to an ER to get checked out.

But even if you did, there's a chance that injuries might appear in a few days.

I was hit last year and I was in worse shape three days later. Nothing broken, but still hurting six weeks after.

Also make sure that you get your lost time and a new bicycle.

Good luck with all this. I just finished the last detail of my accident a days ago... 6 months after the hit (which was a t-bone like yours.)