It was like this: An interchange with a four lane road and a two lane road. The four lane had two lanes going north and two going south, the two lane road was east west, one lane east and one lane west. I was heading north on the four lane road, I was going to turn right onto the two lane road. At the point of intersection there is a third right-turn only lane in the north bound direction, I was in that lane, heading to the intersection behind a couple of cars all going slowly. Lanes one and two of the north bound road had cars stopped at the red light, and as I noted, the right turn lane had cars slowly turning right into the east-bound road.

The cyclist was heading east on the two-lane road and he had the green light. He could see the cars stopped in lanes one and two of the north bound road but the third right-turn only lane was not visible - I imagine. Although he should have been able to see that a car would turn right now and then. As I turned right, he came across the road and thumped into the left front fender of my car, I was moving at the time so we both came to a standstill. If I had not been moving he would have missed me. As I noted, it was wet and dark and had he had a front lamp I would have seen him. In fact, had he had reflective clothing - my wet-weather gear is yellow with reflective shiny bits - it would not have happened. Anyway - I was horrifed, as was he, only he was able to express himself at great volume and without bothering to listen to me!

I did have my blinker on, but I doubt he would have seen it. These right-turn lanes can be very dangerous as people whizz along them and turn right without stopping, you can see the intersection where you want to turn and can see if it is clear; anyone turning left from the opposite direction or coming across the green light will not see you if there are cars in lanes one and two until it is too late. My friend wrote off his new BMW in just such an accident a few months back. He was turning left and a car came out of the oncoming right lane to turn right, they met with stunning force. No one was hurt but he lost his car.

I think you are right. I also should have told him his clothing was just asking for an accident. I should have pointed out that had he had a front lamp I would have seen him - leastways, I am pretty certain I would have. I should have got the name and address of that wretched creature snapping pictures over and over too, with her confounded flash. And - I do have a camera - I should have taken a picture myself of his bike to show the lights he did not have, and of him to show how he was dressed. Then called the police. Heaven forbid there should be a next time, but I hope I can be a little more collected!

I still have nightmares about that! Perhaps the scariest moment of my life!