Hello Gang -

After so much research, I've decided on the Cannondale Bad Boy or Trek FX 7.7.

A distant 3rd is the Specialized Sirrus Pro ( carbon fork and chain stays ).

We are mostly city commuting in large metro area, some Beach ( hard packed sand, very little off road, if any, some gravel. So. Florida is flat land so commuting mostly on hard surfaces around downtown Ft. Luaderdale. Great Forum BTW ... Thanks a lot.

Thx in Advance.

Thx Again.