With shoes on, adj. for heel thickness ss. Your heel should drop apx. 20-30 degrees when in riding position when the leg is fully extended. Lemond and Hinault suggest saddle height to be .86 and .87 of your inseam measured form crotch to floor barefoot , assuming std. pedal and shoe sole thickness, at ball, of 14 mm. The newer “norms” sugge saddle should be as much as 1cm lower