Since you are trying to do this on the cheap I would just order a 14-34 freewheel and be done, that gets you about 20 gear inches and only costs $15. If you really want lower still you can try to find a slightly smaller granny ring for your crank set and although shifting might be a little slower it will work. I would also not worry much about being geared higher, you have plenty of top end for a loaded touring bike to be happy on the descents. http://www.bikeman.com/FW8140.html?u...ign=GoogleBase