I have asked at LBS about road bikes that I can put fenders and a rack on it. They said it has to be more of a touring bike type. I do not want to spend so much money $1000+ on it. Although am willing to if the bike is still light and potentially fast. I looked at Treck lane which can have fenders but does not say anything about racks. Is there any road bike that can have both? or at least same geometry and just swap the bars?

I was also hoping to maybe take it on a tour one day so if it could have front rack that would be great.

Does a bike have to have separate mount points for racks and fenders on front or back?

I have used the crud roadracer fenders before and do not want to use them again they do the job but I want something permanent.