Installed rear rack. The new fender had longer stays which allowed me to use the bottom holes in the drop outs. This freed up the top holes for the rack.
Did a metric century today (hilly terrain), and I can say that this bike is quickly becoming my favorite upright bike.
I still have to sort out the gearing, and I am thinking of putting on some trekking bars (AKA Euro bars or butterfly bars) so I can get more hand positions.