Originally Posted by
antmeeks
I just got off the phone with my agent (Geico), I have full comprehensive on 2 vehicles.
Among other questions, I asked her that very one and she said "no".
She said there is NO coverage for incidents while on a bicycle on an auto policy and no way to add any type of coverage involving a bicycle to an auto policy.
She also added that she's never heard of an auto policy that does so.
I think you're having a failure to communicate.
This doesn't relate to your comprehensive insurance. It involves uninsured motorist coverage (UIM) underinsured motorist coverage, and med pay insurance.
The specific questions to ask her are 1) Do I have uninsured motorist coverage. 2) if yes, then the question is If I am hit while riding my bike by an at fault driver who has no insurance coverage, do I have coverage for my medical bills and or property damage?
She may not konw the answer but I'll bet you dollars to donuts you are.