Originally Posted by
John_V
BD,
Since you're not sure on what you want yet, no point in jumping in on the N+1 part of the post. So for part two, congrats on the June retirement! Even if you don't go to work part time for an LBS, you will love it. I retired for the second and final time in October and I'm loving every minute of it. It's nice to think that every day can be a Saturday from here on out.
Thanks, but if I don't go to work somewhere, I won't be loving it for long.

I have a young wife who'll still be working for several years, one son still in high school and another about to start grad school. Not to mention a growing bike habit that needs the benefit of employee pricing. Without something feeding the kitty, my pension won't go far and I'll be out of savings far too soon.
But I am sure looking forward to leaving the corporate existence and being able to bike commute at non-rush hour times.