Either way I have to pay a lot. My car requires an alcohol interlock device thats $65 so I can't drive under the influence. I need that device for 1 year. My car is more reliable than my 10 year old bike. Always breaking spokes, had to replace peddles (again),had to replace rear tire (again) ect.... Even the bus/subway system is increasing in price. I also had those pannier things on my bike rack but I couldn't haul groceries because the bike would topple over! A car is not as evil as some make it out to be. Obviously, I enjoy biking too otherwise I wouldn't be posting here.