Thanks for the fast reply. Which companies are the big 3 you're referring to? Trek, Specialized, ...? As far as the pricing goes, the Trek 1.1 doesn't sound too bad. Most of my accessories can just transfer over from my current commuter. The only things I'd really be buying would be a set of fenders (~$50 PB?) and a decent kickstand if the bike doesn't come with one. I have been using a backpack for my gear needs, and I'll probably stick with it to take every chance to minimize wind resistance as possible