My wife and I are in kind of a weird situation. She is eight years younger than myself with me at 59 (May) and her at 50. I was able to retire at 55 where as she has to wait till she is 66. I still work three days a week while she works full time and is in school to earn her masters ( I don't know how she does it) but, we already live a pretty simple life. My '99 Jeep is paid for as is her '05 Mazda 6 and they both are in great shape with a lot of years left in them. Our modest 2 bedroom ranch will be paid off in September and we have already put our only child through college. My hobbies which are cars, photography and bikes are good and everything is paid for and functioning properly. Once the house is paid off we have a few credit cards to pay off (nothing ridiculous) and that's about it. I have to admit I am pretty darn satified and blessed.