I'm 66 and still working at a job I enjoy, but as a full-time telecommuter (parent co. is in Iowa) I think cost savings measures and the flattening of our business area could result in retirement by year's end: not necessarily a bad thing. We'll be ok in retirement, more the result of dumb luck than good planning. I'm in the last generation of defined benefit retirement plans plus Social Security plus some decent savings. We will definitely simplify our life somewhat, but living outside a small town on 5 acres, having a few horses, etc. makes for more infrastructure than ideal during retirement. Oh, and I can't move out of California even with all its problems and costs since I have a son with two grandsons here; I'd like to watch them grow up. My other son and grandson are in the Boston area.

I'm going to look for something part time in retirement just to keep busy. Might have to travel out of town every other week or so, but it's hard to throttle back completely after being busy one's whole life.