I'm just starting out wit hthe whole biking thing--just bought a 2009 Specialized Tricross Sport ($630!). I'm looking to fix up a couple crankenstein mtn bikes I've had for a couple years and either use them or sell them. I need some tools, and I'm looking to get a good starter tool kit. Is there a good one out there? I've read some reviews, but I'm not sure what I can trust. Here's what I'm looking at:

XLC 33 piece
Bike Hand YC-735A
Nashbar Essential

BTW, there's no way I can afford Park tools at this time. I appreciate any help.