Well, I think I got it right after several tries since I finally got all the play out of the headset and was able to adjust it correctly. Took it for a ride today and it's fine. I could not get it adjusted correctly no matter how I tried when the bearing cages were in other configurations. I do have a bearing kit, so I think I might just try the loose bearing method next time (or soon), as that sounds like a good alternative. Thanks for all the help and advice! I learned a lot from all the input.