Andy, there might be a clearance of 1/4 of an inch between my bits and the bar. I am more worried that should I stop fast or get on wrong I am going to be hurting my pelvic bone. The way I had the seat *at the lowest setting* my legs just had a slight bend when peddling fully extended. Also the seat was about half an inch lower than the handle bars.

I am 5'7

I am not resting on the topar just brushing against it.