I test rode a Swift once. Really nice ride. I was all set to put my credit card on the counter when I asked the guy to show me how to fold it up. And then I'm standing there perplexed, and I think I said : Uh... that's it? You can't make it smaller than that? There's no way that's coming on a crowded rush hour train. It folds better than a Raleigh Twenty, but you can't really call it a folding bike.

Yes, that occurred to me as well. I wonder which is the easier/cheaper job, to change dropouts or to add V-brake bosses? I guess that's a question for the frame builder. I suppose I should keep an eye out for a used frame of either variety and go from there.