I just picked up this Citizen "Miami" 20" 6-speed folder from Craigslist for $175. Came with the optional rear carrier and bike storage bag. Total price if I were to buy it from the factory would have been $270.
It also came with two Bell rear blinkies, a small Schwinn air pump and two absolutely worthless Bell mirrors (already removed those - they gave a nice reflection of my hands). I'll add a proper bar end mirror at some point.
Not exactly a steal of a deal, but not to bad either in my opinion. The bike is like new, and the bike carrier is still in the plastic bag.
I sell at a car dealership and I plan to use the bike to run between our New & Used dealerships (1/4 mile door to door) for when it's too hot for me to ride my Fuji hybrid from home to work (without arriving as a sweaty mess).