it all depends on the temps. Breathable gear works great in cold weather. Once it gets warm everything gets wet. Fenders are #1. After that you can manage with anything from a garbage bag to $250 Event jacket from Showers Pass. You can get pretty far with plastic grocery bags on your feet for wet spray off the road and other combos. I do fine in any amount of rain if it's cold, if it's warm then it's a bath.