Originally Posted by
Trek_geek
....I ran over a stone on my bike commute 2 weeks ago in traffic. It popped out like a shot and hit a car. He pulled over at the next turn lane and politely asked me to talk. We exchanged business cards as the stone did leave a ding in his door. My USAA auto ins. didn't take a report as I was not driving a car. My home owners ins. didn't either as they said his insurance would handle it.
Oh crap!

I've "pinched shot" many stones over the years, and my biggest fear is nailing a ped. Just yesterday I nailed somebody's fence with a good thud backing it up, fortunately there were no peds on the sidewalk.
On a quiet weekend morning commute some years ago, I did nail, very loudly, the side of somebody's new shiny pickup,
that was parked across the street with a "pinch shot", and with myself hightailing it out of the vicinity.