Toronto, and I mainly bike through the downtown core (the old Toronto since apparently that part of Toronto is now the downtown to most people).

People say you learn by your mistakes, well when your learning from other people's mistakes you tend to learn by stereotyping a group of people and planing for the worst outcome. Its not the best, and not everyone fits the same mold but it helps over all in life. It allows one to plan for the worst when it comes to how the other person will react so you can plan for it and not get injured.

Yes I'm a pessimistic stereotyper, sue me.

Jim