Hello all! I have been lurking and searching for the last couple days and I want to make sure I "enter the fold" on a good note. Let me give a little about what I've decided is important and then if anybody has time enough to share any thoughts or concerns on my logic, I would really appreciate it!

I work downtown Milwaukee and am sick of paying ~$100 to park per month. I can park for free, but it would be 1-1.5 miles away. I have a midsized sedan and figure I can get a folder and ride that short distance, especially on nice days in the summer.

I'm an average dude... 6'0" 185 lbs.

I grew up riding a bike but have never really learned how to maintain it, so would like a "low maintenance" bike.

Pretty minimal hills- mostly up one way down the other, but I would like more than one speed -- just in case.

Fenders are a must because it does get soupy out there.

Conclusion: Dahon Curve D3.
Reason: 3-speed, in-hub, "low maintenance" gearing. Fenders (+rack). Small when folded with the 16" wheels. Price seems very reasonable.
Contender: Tern Link D7i, but can't justify increased cost for 4 extra speeds and larger folded size (no rack, either).

Is my logic sound? Should there be other contenders?

If you are reading this, thank you for your time and any comment you can spare!