As far as changing a flat goes, it's not that tough. You need a wrench because there is no quick release skewer. I think the newer Shimano 3-speed hubs have a quick release for the cable, though, so you don't lose that adjustment (someone correct me if I'm wrong).
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I stop for people / whose right of way I honor / but not for no one.
Originally Posted by
bragi 
"However, it's never a good idea to overgeneralize."