Not trying to be a d1ck, but if you can't afford a $100 bike, this probably isn't the sport for you. Most cyclists shoes cost more than that. Hell, a decent pair of bibs costs about $100. That bike is a POS and I wouldn't take it on a serious ride. If you were to show up for a group ride on that hooptie the leader might ask you to stay way in the back so nobody gets hurt when it falls apart. And NOBODY rides "girl" bikes...not even women. Yes, you will get laughed at on that thing. That might be a good bike for commuting at school, but I doubt anyone would let you in the pack on a group ride. Save your money and get something decent and then plan to spend at least that much again on gear. You don't need to spend a fortune, but $100 just isn't going to cut it.