I'd say skip the Cypress due to the unnecessary suspended fork. Both the Raleigh Misceo and the Cadent FT are your best candidates. The Tektro disc brakes are at the bottom of the disc brake hierarchy. However, if you're mechanically inclined, readjusting them should pose no significant problem. They are more efficient brakes than the linear ones.

You can always upgrade your disc brakes, as well as other components later. At least the Misceo is already set up for disc brakes.

Therefore, I'll vote for the Misceo. However, I do prefer the looks of the Cadent FT!