To the really hard men who have used this thread to attempt to show that they are the 'real deal' and ride in rain: stfu.
Everyone has a limit to what they will and won't ride in. To some it's a 10% chance of rain forecast even when the sky looks clear. Others ride year round but will do something else if their happens to be 14" of snow or a typhoon that day.
So, 'really hard men', what do you do on days that you would otherwise ride but conditions are past your personal limit?
I might do an hour work out on the trainer and then I try to catch up on the things that I should have doing but let go to go riding on nice days.