Originally Posted by
Retro Grouch
Unless you have really low co-pays, you're buying better bikes than me.
Nah - my last two buys totaled less than $150. (An early '70s Raleigh Record and an early '90s Bianchi Advantage hybrid.) What I tend to spend on is customizing the bikes. It's nickel and dime stuff, but it adds up. And then I change my vision for that bike, and start all over with buying stuff for it...
I'm glad I haven't gotten bitten by the carbon/unobtainium/save every micro-gram bug. I've got one (older) carbon bike, but the rest are steel... and I like it that way.
Still, your point is well taken. A $25 copay every week would add up to $1300/year. Now THERE'S an argument to support the N+1 to the spouse, if you have one. "Honey, I would get help for this condition, but indulging it is hundreds of dollars cheaper every year than getting help for it!"
Unless you do have the carbon/unobtainium thing going, in which case, psychotherapy wins.