Just gave up on putting fenders on my hardtail, but its a learning process for me and what I want from a bike to commute with.
Next bike will be a hybrid with eyelets front and back.
( did put some nice chrome full fenders on my Caliente since they came with front eyelets and the Varsity of the same year didn't have them.
Doesn't make it any less dangerous bike, just looks nice as I go down with my pant leg caught in that spinning chain...)