Re: ".....No the ambulance ride was not a result of shifting distraction, it was a young uninsured lady who didn't look when she turned in front of me."

All the better reason to have one of those blinking LED lights in both the front and the back. They make the bike visible even in the daytime, because they work on the subconscious of the driver. Blinking lights are more invasive of consciousness since they remind us of possible cops. We are tuned as car drivers to see flashing red lights as a cop and we pay attention immediately.