It's a major fine.
Also, there's a very good reason for it.
Even on a bike, you can hit and kill a small child darting out in front of the bus.
Good luck with the manslaughter charge.
I hope you are too young to drive a car, and do not have a license to drive. Otherwise I have completely lost faith in the Public education, and Motor Vehicle licensing systems in the State of New York.
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You could fall off a cliff and die.
You could get lost and die.
You could hit a tree and die.
OR YOU COULD STAY HOME AND FALL OFF THE COUCH AND DIE.