I use a helmet mount but I ride upright (hybrid bike). For me a bar mounted mirror is useless because I'm so far from it, but when you're in the drops you'd be closer to a bar mirror. It's possible a bar mounted mirror is right for you, or perhaps both; the bar mount when you're in the drops, a head mounted mirror when you're not.
__________________
Work: the 8 hours that separates bike rides.