I also hate the fact you can't "test" the Rivendell. So, you put $2700 down and then--ehhh it isn't the three grand you thought it would be. My expectations of a $3000 bike--well---

I have searched and again--for my needs I don't see (could be wrong) but I dont find Riv owners using the bikes the way I would need to use the bike: as a city rough rider. I am curious if anyone uses their Riv as a daily grinder (15-30 mile commutes), rough terrain, city beater.

I purchased a Trek Alpha 2.1 paid premium. Well, guess what it is fast, fun but not comfy. So, recently I scored a '90 steel double lug Schwinn Crosscut--LOVE IT! Comfy, rough,--

I think you should think about your needs. How often will you ride the bike? What conditions? Will you be comfortable?
My conditions are rough--a Riv is just not the bike for me at that price point.