Just starting out myself, with cleaning up an old Peugeot UO-8 and maintenance on a Virtue 6 (the more I learn about the latter the more oddball a bike it seems). I've read a lot of different (somewhat bewildering) advice about tools, but that one sentence gives me a lot of clarity! So far I have plenty of wrenches and screwdrivers, a floor pump, pedal wrench, chain ring nut tool, chain indicator, and cable cutter.