I ride throughout the year. In winter, I use a beater bike, but winters here last just a couple of months. My winter bike has wider tires and I tend to ride a bit slower. The only bad days for riding are around the first snowfall of the year and whenever there is a major snowstorm. Those are times when driving wouldn't be much fun either. At the first snowfall, a lot of drivers haven't figured out how to deal with winter driving, so they slide around a lot. Accidents are most likely then. The heavy snowfalls are also hard because pedaling through a lot of snow takes a lot of effort. But the roads are usually cleared fast and then it's okay.
For those in Vancouver and Seattle, winters here are colder, but riding in a cold rain can feel miserable. Cold and dry weather is much easier.