I have been commuting in regular clothes this year. On my racing bike's saddle, the bunching and chafing hurts. Not so comfy on that bike.
But my new bike has a Brooks saddle that feels as gentle as a pillow even though I am wearing the same street garb.
Never woulda thought a saddle could make that kindo diff in feeling for the same clothes. Not as much riding up and bunching with the Brooks for some reason. I suspect because it is wider and has a continuous smooth contour, where the racing saddle has a groove in the middle and more squared off contours to catch clothing with.