amazing! tons of great replies here.
I didn't realize there was a commuter forum, i usually just hone in on this forum.
so the advice i was given was great.
in a nutshell:
use a shower, if no shower, take a bird bath
5km so ride lightly and use your city bike (i planned on using my wal-mart 'mountain' bike)
ditch the suit job, become a hippy, and live poor but happy.
thanks