Phil is super high quality made in the USA stuff. Very serviceable. If you have questions they answer the phone. Or call you back.
Formula hubs are completely satisfactory quality. Bearings are serviceable. You'll put a few thousand miles on them before you think about them again.
Phil is great if you have a pile of cash and nothing to spend it on. It's also a great brand to find at a garage sale or eBay misspelling.