so, the OP doesn't like to ride on the road.
The OP has chosen to stick to the sidewalks, and posts to the vehicular cycling subforum at Bike Forums about the wisdom in his choice, how his sidewalk riding should be emulated as model riding technique, despite sidewalk riding being generally slower and fraught with greater operating hazards for the cyclist.
it's really too bad the OP has chosen to limit himself, but keep at it, skipper! Someday, hopefully, the roads will open up for you. It sounds like you really need to explore getting more comfortable riding a bike on the road now that you can't drive anymore.
i think there's plenty of those (hack, cough) cycling savvy instructors around Tampa that would be happy to help the OP overcome his extreme fear of traffic.
I find it tragic, and terribly fascinating.
A person, forced by medical reasons out of a car, SO scared of traffic they won't ride a lot of roads, and trying to convince others his fear of traffic should be everyone's fear of traffic.
It sounds like a medical condition that should be found in the new DSM-V out next year - projected traffic aversion disorder.
it's sad, isn't it?